LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,547
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$80,990
−HK$2,483/mo
Today · 4.125%
HK$83,473
baseline
▲ 0.50% · 4.625%
HK$88,552
+HK$5,079/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$166,946/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,463,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,383
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,726
−HK$2,378/mo
Today · 4.125%
HK$92,104
baseline
▲ 0.50% · 4.625%
HK$96,959
+HK$4,855/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$184,208/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,463,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,257
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,188
−HK$2,979/mo
Today · 4.125%
HK$100,167
baseline
▲ 0.50% · 4.625%
HK$106,262
+HK$6,095/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$200,334/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,859
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,672
−HK$2,853/mo
Today · 4.125%
HK$110,525
baseline
▲ 0.50% · 4.625%
HK$116,351
+HK$5,826/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$221,050/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,966
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$113,387
−HK$3,475/mo
Today · 4.125%
HK$116,862
baseline
▲ 0.50% · 4.625%
HK$123,973
+HK$7,111/mo
Deposit HK$10.33M · loan HK$24.11M · min. income ≈ HK$233,724/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,463,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,336
−HK$6,610/mo
▼ 0.25% · 3.875%
HK$125,617
−HK$3,329/mo
Today · 4.125%
HK$128,946
baseline
▲ 0.50% · 4.625%
HK$135,742
+HK$6,796/mo
Deposit HK$10.33M · loan HK$24.11M · min. income ≈ HK$257,892/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,463,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,385
−HK$8,866/mo
▼ 0.25% · 3.875%
HK$145,783
−HK$4,468/mo
Today · 4.125%
HK$150,251
baseline
▲ 0.50% · 4.625%
HK$159,393
+HK$9,142/mo
Deposit HK$3.44M · loan HK$31.00M · min. income ≈ HK$300,502/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,289
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$161,508
−HK$4,279/mo
Today · 4.125%
HK$165,787
baseline
▲ 0.50% · 4.625%
HK$174,526
+HK$8,739/mo
Deposit HK$3.44M · loan HK$31.00M · min. income ≈ HK$331,574/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,982 · Scale 2, in force from 26 Feb 2026)