LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,548
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$80,991
−HK$2,483/mo
Today · 4.125%
HK$83,474
baseline
▲ 0.50% · 4.625%
HK$88,553
+HK$5,079/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$166,948/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,463,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,384
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,727
−HK$2,378/mo
Today · 4.125%
HK$92,105
baseline
▲ 0.50% · 4.625%
HK$96,960
+HK$4,855/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$184,210/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,463,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,258
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,190
−HK$2,978/mo
Today · 4.125%
HK$100,168
baseline
▲ 0.50% · 4.625%
HK$106,263
+HK$6,095/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$200,336/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,861
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$107,673
−HK$2,853/mo
Today · 4.125%
HK$110,526
baseline
▲ 0.50% · 4.625%
HK$116,352
+HK$5,826/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$221,052/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,967
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$113,388
−HK$3,475/mo
Today · 4.125%
HK$116,863
baseline
▲ 0.50% · 4.625%
HK$123,974
+HK$7,111/mo
Deposit HK$10.33M · loan HK$24.11M · min. income ≈ HK$233,726/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,463,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,337
−HK$6,610/mo
▼ 0.25% · 3.875%
HK$125,618
−HK$3,329/mo
Today · 4.125%
HK$128,947
baseline
▲ 0.50% · 4.625%
HK$135,744
+HK$6,797/mo
Deposit HK$10.33M · loan HK$24.11M · min. income ≈ HK$257,894/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,463,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,386
−HK$8,867/mo
▼ 0.25% · 3.875%
HK$145,784
−HK$4,469/mo
Today · 4.125%
HK$150,253
baseline
▲ 0.50% · 4.625%
HK$159,395
+HK$9,142/mo
Deposit HK$3.44M · loan HK$31.00M · min. income ≈ HK$300,506/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,291
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$161,509
−HK$4,280/mo
Today · 4.125%
HK$165,789
baseline
▲ 0.50% · 4.625%
HK$174,528
+HK$8,739/mo
Deposit HK$3.44M · loan HK$31.00M · min. income ≈ HK$331,578/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,998 · Scale 2, in force from 26 Feb 2026)