LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,551
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$80,995
−HK$2,482/mo
Today · 4.125%
HK$83,477
baseline
▲ 0.50% · 4.625%
HK$88,557
+HK$5,080/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$166,954/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,388
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,731
−HK$2,378/mo
Today · 4.125%
HK$92,109
baseline
▲ 0.50% · 4.625%
HK$96,964
+HK$4,855/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$184,218/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,262
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,194
−HK$2,979/mo
Today · 4.125%
HK$100,173
baseline
▲ 0.50% · 4.625%
HK$106,268
+HK$6,095/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$200,346/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,464,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,865
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,677
−HK$2,854/mo
Today · 4.125%
HK$110,531
baseline
▲ 0.50% · 4.625%
HK$116,357
+HK$5,826/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$221,062/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,464,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,972
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$113,393
−HK$3,475/mo
Today · 4.125%
HK$116,868
baseline
▲ 0.50% · 4.625%
HK$123,979
+HK$7,111/mo
Deposit HK$10.33M · loan HK$24.11M · min. income ≈ HK$233,736/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,343
−HK$6,609/mo
▼ 0.25% · 3.875%
HK$125,624
−HK$3,328/mo
Today · 4.125%
HK$128,952
baseline
▲ 0.50% · 4.625%
HK$135,750
+HK$6,798/mo
Deposit HK$10.33M · loan HK$24.11M · min. income ≈ HK$257,904/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,392
−HK$8,867/mo
▼ 0.25% · 3.875%
HK$145,790
−HK$4,469/mo
Today · 4.125%
HK$150,259
baseline
▲ 0.50% · 4.625%
HK$159,402
+HK$9,143/mo
Deposit HK$3.44M · loan HK$31.00M · min. income ≈ HK$300,518/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,298
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$161,516
−HK$4,280/mo
Today · 4.125%
HK$165,796
baseline
▲ 0.50% · 4.625%
HK$174,535
+HK$8,739/mo
Deposit HK$3.44M · loan HK$31.00M · min. income ≈ HK$331,592/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,059 · Scale 2, in force from 26 Feb 2026)