LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,556
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$81,000
−HK$2,482/mo
Today · 4.125%
HK$83,482
baseline
▲ 0.50% · 4.625%
HK$88,562
+HK$5,080/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$166,964/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,393
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$89,737
−HK$2,378/mo
Today · 4.125%
HK$92,115
baseline
▲ 0.50% · 4.625%
HK$96,970
+HK$4,855/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$184,230/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,267
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,200
−HK$2,979/mo
Today · 4.125%
HK$100,179
baseline
▲ 0.50% · 4.625%
HK$106,275
+HK$6,096/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$200,358/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,464,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,872
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,684
−HK$2,854/mo
Today · 4.125%
HK$110,538
baseline
▲ 0.50% · 4.625%
HK$116,364
+HK$5,826/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$221,076/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,464,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,979
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$113,400
−HK$3,475/mo
Today · 4.125%
HK$116,875
baseline
▲ 0.50% · 4.625%
HK$123,987
+HK$7,112/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$233,750/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,350
−HK$6,610/mo
▼ 0.25% · 3.875%
HK$125,632
−HK$3,328/mo
Today · 4.125%
HK$128,960
baseline
▲ 0.50% · 4.625%
HK$135,758
+HK$6,798/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$257,920/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,401
−HK$8,867/mo
▼ 0.25% · 3.875%
HK$145,800
−HK$4,468/mo
Today · 4.125%
HK$150,268
baseline
▲ 0.50% · 4.625%
HK$159,412
+HK$9,144/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$300,536/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,307
−HK$8,499/mo
▼ 0.25% · 3.875%
HK$161,526
−HK$4,280/mo
Today · 4.125%
HK$165,806
baseline
▲ 0.50% · 4.625%
HK$174,546
+HK$8,740/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$331,612/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,152 · Scale 2, in force from 26 Feb 2026)