LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,557
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$81,000
−HK$2,483/mo
Today · 4.125%
HK$83,483
baseline
▲ 0.50% · 4.625%
HK$88,563
+HK$5,080/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$166,966/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,394
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,737
−HK$2,378/mo
Today · 4.125%
HK$92,115
baseline
▲ 0.50% · 4.625%
HK$96,971
+HK$4,856/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$184,230/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,268
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,200
−HK$2,979/mo
Today · 4.125%
HK$100,179
baseline
▲ 0.50% · 4.625%
HK$106,275
+HK$6,096/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$200,358/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,464,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,872
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,685
−HK$2,853/mo
Today · 4.125%
HK$110,538
baseline
▲ 0.50% · 4.625%
HK$116,365
+HK$5,827/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$221,076/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,464,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,979
−HK$6,897/mo
▼ 0.25% · 3.875%
HK$113,400
−HK$3,476/mo
Today · 4.125%
HK$116,876
baseline
▲ 0.50% · 4.625%
HK$123,988
+HK$7,112/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$233,752/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,351
−HK$6,610/mo
▼ 0.25% · 3.875%
HK$125,632
−HK$3,329/mo
Today · 4.125%
HK$128,961
baseline
▲ 0.50% · 4.625%
HK$135,759
+HK$6,798/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$257,922/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,402
−HK$8,867/mo
▼ 0.25% · 3.875%
HK$145,800
−HK$4,469/mo
Today · 4.125%
HK$150,269
baseline
▲ 0.50% · 4.625%
HK$159,413
+HK$9,144/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$300,538/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,308
−HK$8,499/mo
▼ 0.25% · 3.875%
HK$161,527
−HK$4,280/mo
Today · 4.125%
HK$165,807
baseline
▲ 0.50% · 4.625%
HK$174,547
+HK$8,740/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$331,614/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,160 · Scale 2, in force from 26 Feb 2026)