LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,563
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$81,007
−HK$2,483/mo
Today · 4.125%
HK$83,490
baseline
▲ 0.50% · 4.625%
HK$88,570
+HK$5,080/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$166,980/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,401
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$89,745
−HK$2,378/mo
Today · 4.125%
HK$92,123
baseline
▲ 0.50% · 4.625%
HK$96,978
+HK$4,855/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$184,246/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,276
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,208
−HK$2,980/mo
Today · 4.125%
HK$100,188
baseline
▲ 0.50% · 4.625%
HK$106,284
+HK$6,096/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$200,376/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,881
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,694
−HK$2,853/mo
Today · 4.125%
HK$110,547
baseline
▲ 0.50% · 4.625%
HK$116,374
+HK$5,827/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$221,094/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,988
−HK$6,897/mo
▼ 0.25% · 3.875%
HK$113,409
−HK$3,476/mo
Today · 4.125%
HK$116,885
baseline
▲ 0.50% · 4.625%
HK$123,998
+HK$7,113/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$233,770/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,361
−HK$6,611/mo
▼ 0.25% · 3.875%
HK$125,642
−HK$3,330/mo
Today · 4.125%
HK$128,972
baseline
▲ 0.50% · 4.625%
HK$135,770
+HK$6,798/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$257,944/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,413
−HK$8,868/mo
▼ 0.25% · 3.875%
HK$145,812
−HK$4,469/mo
Today · 4.125%
HK$150,281
baseline
▲ 0.50% · 4.625%
HK$159,426
+HK$9,145/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$300,562/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,321
−HK$8,500/mo
▼ 0.25% · 3.875%
HK$161,540
−HK$4,281/mo
Today · 4.125%
HK$165,821
baseline
▲ 0.50% · 4.625%
HK$174,561
+HK$8,740/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$331,642/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,278 · Scale 2, in force from 26 Feb 2026)