LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,565
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$81,008
−HK$2,483/mo
Today · 4.125%
HK$83,491
baseline
▲ 0.50% · 4.625%
HK$88,572
+HK$5,081/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$166,982/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,402
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$89,746
−HK$2,378/mo
Today · 4.125%
HK$92,124
baseline
▲ 0.50% · 4.625%
HK$96,980
+HK$4,856/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$184,248/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,277
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$97,210
−HK$2,980/mo
Today · 4.125%
HK$100,190
baseline
▲ 0.50% · 4.625%
HK$106,286
+HK$6,096/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$200,380/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,883
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,696
−HK$2,853/mo
Today · 4.125%
HK$110,549
baseline
▲ 0.50% · 4.625%
HK$116,376
+HK$5,827/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$221,098/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,990
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$113,412
−HK$3,476/mo
Today · 4.125%
HK$116,888
baseline
▲ 0.50% · 4.625%
HK$124,000
+HK$7,112/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$233,776/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,363
−HK$6,611/mo
▼ 0.25% · 3.875%
HK$125,645
−HK$3,329/mo
Today · 4.125%
HK$128,974
baseline
▲ 0.50% · 4.625%
HK$135,773
+HK$6,799/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$257,948/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,416
−HK$8,868/mo
▼ 0.25% · 3.875%
HK$145,815
−HK$4,469/mo
Today · 4.125%
HK$150,284
baseline
▲ 0.50% · 4.625%
HK$159,429
+HK$9,145/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$300,568/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,324
−HK$8,500/mo
▼ 0.25% · 3.875%
HK$161,544
−HK$4,280/mo
Today · 4.125%
HK$165,824
baseline
▲ 0.50% · 4.625%
HK$174,565
+HK$8,741/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$331,648/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,307 · Scale 2, in force from 26 Feb 2026)