LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,568
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$81,012
−HK$2,483/mo
Today · 4.125%
HK$83,495
baseline
▲ 0.50% · 4.625%
HK$88,575
+HK$5,080/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$166,990/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,406
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$89,750
−HK$2,378/mo
Today · 4.125%
HK$92,128
baseline
▲ 0.50% · 4.625%
HK$96,984
+HK$4,856/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$184,256/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,281
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,214
−HK$2,979/mo
Today · 4.125%
HK$100,193
baseline
▲ 0.50% · 4.625%
HK$106,290
+HK$6,097/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$200,386/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,887
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,700
−HK$2,854/mo
Today · 4.125%
HK$110,554
baseline
▲ 0.50% · 4.625%
HK$116,381
+HK$5,827/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$221,108/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,995
−HK$6,897/mo
▼ 0.25% · 3.875%
HK$113,416
−HK$3,476/mo
Today · 4.125%
HK$116,892
baseline
▲ 0.50% · 4.625%
HK$124,005
+HK$7,113/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$233,784/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,368
−HK$6,611/mo
▼ 0.25% · 3.875%
HK$125,650
−HK$3,329/mo
Today · 4.125%
HK$128,979
baseline
▲ 0.50% · 4.625%
HK$135,778
+HK$6,799/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$257,958/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,422
−HK$8,868/mo
▼ 0.25% · 3.875%
HK$145,821
−HK$4,469/mo
Today · 4.125%
HK$150,290
baseline
▲ 0.50% · 4.625%
HK$159,435
+HK$9,145/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$300,580/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,330
−HK$8,500/mo
▼ 0.25% · 3.875%
HK$161,550
−HK$4,280/mo
Today · 4.125%
HK$165,830
baseline
▲ 0.50% · 4.625%
HK$174,571
+HK$8,741/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$331,660/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,364 · Scale 2, in force from 26 Feb 2026)