LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,570
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$81,014
−HK$2,483/mo
Today · 4.125%
HK$83,497
baseline
▲ 0.50% · 4.625%
HK$88,578
+HK$5,081/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$166,994/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,409
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$89,753
−HK$2,378/mo
Today · 4.125%
HK$92,131
baseline
▲ 0.50% · 4.625%
HK$96,987
+HK$4,856/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$184,262/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,284
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$97,217
−HK$2,980/mo
Today · 4.125%
HK$100,197
baseline
▲ 0.50% · 4.625%
HK$106,294
+HK$6,097/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$200,394/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,890
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,704
−HK$2,853/mo
Today · 4.125%
HK$110,557
baseline
▲ 0.50% · 4.625%
HK$116,385
+HK$5,828/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$221,114/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,998
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$113,420
−HK$3,476/mo
Today · 4.125%
HK$116,896
baseline
▲ 0.50% · 4.625%
HK$124,009
+HK$7,113/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$233,792/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,372
−HK$6,612/mo
▼ 0.25% · 3.875%
HK$125,654
−HK$3,330/mo
Today · 4.125%
HK$128,984
baseline
▲ 0.50% · 4.625%
HK$135,782
+HK$6,798/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$257,968/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,427
−HK$8,868/mo
▼ 0.25% · 3.875%
HK$145,826
−HK$4,469/mo
Today · 4.125%
HK$150,295
baseline
▲ 0.50% · 4.625%
HK$159,440
+HK$9,145/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$300,590/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,336
−HK$8,500/mo
▼ 0.25% · 3.875%
HK$161,555
−HK$4,281/mo
Today · 4.125%
HK$165,836
baseline
▲ 0.50% · 4.625%
HK$174,577
+HK$8,741/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$331,672/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,414 · Scale 2, in force from 26 Feb 2026)