LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,574
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$81,018
−HK$2,483/mo
Today · 4.125%
HK$83,501
baseline
▲ 0.50% · 4.625%
HK$88,582
+HK$5,081/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$167,002/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,413
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,757
−HK$2,379/mo
Today · 4.125%
HK$92,136
baseline
▲ 0.50% · 4.625%
HK$96,992
+HK$4,856/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$184,272/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,289
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$97,222
−HK$2,980/mo
Today · 4.125%
HK$100,202
baseline
▲ 0.50% · 4.625%
HK$106,299
+HK$6,097/mo
Deposit HK$13.78M · loan HK$20.68M · min. income ≈ HK$200,404/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,896
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,709
−HK$2,854/mo
Today · 4.125%
HK$110,563
baseline
▲ 0.50% · 4.625%
HK$116,391
+HK$5,828/mo
Deposit HK$13.78M · loan HK$20.68M · min. income ≈ HK$221,126/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,004
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$113,426
−HK$3,476/mo
Today · 4.125%
HK$116,902
baseline
▲ 0.50% · 4.625%
HK$124,015
+HK$7,113/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$233,804/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,378
−HK$6,612/mo
▼ 0.25% · 3.875%
HK$125,660
−HK$3,330/mo
Today · 4.125%
HK$128,990
baseline
▲ 0.50% · 4.625%
HK$135,789
+HK$6,799/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$257,980/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,433
−HK$8,870/mo
▼ 0.25% · 3.875%
HK$145,833
−HK$4,470/mo
Today · 4.125%
HK$150,303
baseline
▲ 0.50% · 4.625%
HK$159,448
+HK$9,145/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$300,606/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,343
−HK$8,501/mo
▼ 0.25% · 3.875%
HK$161,563
−HK$4,281/mo
Today · 4.125%
HK$165,844
baseline
▲ 0.50% · 4.625%
HK$174,586
+HK$8,742/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$331,688/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,485 · Scale 2, in force from 26 Feb 2026)