LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,576
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$81,020
−HK$2,484/mo
Today · 4.125%
HK$83,504
baseline
▲ 0.50% · 4.625%
HK$88,585
+HK$5,081/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$167,008/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,415
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,760
−HK$2,378/mo
Today · 4.125%
HK$92,138
baseline
▲ 0.50% · 4.625%
HK$96,995
+HK$4,857/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$184,276/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,292
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,225
−HK$2,979/mo
Today · 4.125%
HK$100,204
baseline
▲ 0.50% · 4.625%
HK$106,302
+HK$6,098/mo
Deposit HK$13.78M · loan HK$20.68M · min. income ≈ HK$200,408/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,898
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$107,712
−HK$2,854/mo
Today · 4.125%
HK$110,566
baseline
▲ 0.50% · 4.625%
HK$116,394
+HK$5,828/mo
Deposit HK$13.78M · loan HK$20.68M · min. income ≈ HK$221,132/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,007
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$113,429
−HK$3,476/mo
Today · 4.125%
HK$116,905
baseline
▲ 0.50% · 4.625%
HK$124,019
+HK$7,114/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$233,810/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,382
−HK$6,611/mo
▼ 0.25% · 3.875%
HK$125,664
−HK$3,329/mo
Today · 4.125%
HK$128,993
baseline
▲ 0.50% · 4.625%
HK$135,793
+HK$6,800/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$257,986/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,437
−HK$8,870/mo
▼ 0.25% · 3.875%
HK$145,837
−HK$4,470/mo
Today · 4.125%
HK$150,307
baseline
▲ 0.50% · 4.625%
HK$159,453
+HK$9,146/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$300,614/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,348
−HK$8,501/mo
▼ 0.25% · 3.875%
HK$161,568
−HK$4,281/mo
Today · 4.125%
HK$165,849
baseline
▲ 0.50% · 4.625%
HK$174,591
+HK$8,742/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$331,698/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,526 · Scale 2, in force from 26 Feb 2026)