LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,579
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$81,023
−HK$2,484/mo
Today · 4.125%
HK$83,507
baseline
▲ 0.50% · 4.625%
HK$88,588
+HK$5,081/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$167,014/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,418
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,763
−HK$2,378/mo
Today · 4.125%
HK$92,141
baseline
▲ 0.50% · 4.625%
HK$96,998
+HK$4,857/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$184,282/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,464,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,295
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$97,228
−HK$2,980/mo
Today · 4.125%
HK$100,208
baseline
▲ 0.50% · 4.625%
HK$106,305
+HK$6,097/mo
Deposit HK$13.78M · loan HK$20.68M · min. income ≈ HK$200,416/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,902
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,715
−HK$2,854/mo
Today · 4.125%
HK$110,569
baseline
▲ 0.50% · 4.625%
HK$116,398
+HK$5,829/mo
Deposit HK$13.78M · loan HK$20.68M · min. income ≈ HK$221,138/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,011
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$113,432
−HK$3,477/mo
Today · 4.125%
HK$116,909
baseline
▲ 0.50% · 4.625%
HK$124,023
+HK$7,114/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$233,818/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,386
−HK$6,612/mo
▼ 0.25% · 3.875%
HK$125,668
−HK$3,330/mo
Today · 4.125%
HK$128,998
baseline
▲ 0.50% · 4.625%
HK$135,797
+HK$6,799/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$257,996/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,442
−HK$8,870/mo
▼ 0.25% · 3.875%
HK$145,842
−HK$4,470/mo
Today · 4.125%
HK$150,312
baseline
▲ 0.50% · 4.625%
HK$159,458
+HK$9,146/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$300,624/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,353
−HK$8,501/mo
▼ 0.25% · 3.875%
HK$161,573
−HK$4,281/mo
Today · 4.125%
HK$165,854
baseline
▲ 0.50% · 4.625%
HK$174,597
+HK$8,743/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$331,708/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,575 · Scale 2, in force from 26 Feb 2026)