LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,580
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$81,024
−HK$2,483/mo
Today · 4.125%
HK$83,507
baseline
▲ 0.50% · 4.625%
HK$88,588
+HK$5,081/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$167,014/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,464,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,419
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,764
−HK$2,378/mo
Today · 4.125%
HK$92,142
baseline
▲ 0.50% · 4.625%
HK$96,999
+HK$4,857/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$184,284/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,464,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,296
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$97,229
−HK$2,980/mo
Today · 4.125%
HK$100,209
baseline
▲ 0.50% · 4.625%
HK$106,306
+HK$6,097/mo
Deposit HK$13.78M · loan HK$20.68M · min. income ≈ HK$200,418/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,903
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,716
−HK$2,854/mo
Today · 4.125%
HK$110,570
baseline
▲ 0.50% · 4.625%
HK$116,399
+HK$5,829/mo
Deposit HK$13.78M · loan HK$20.68M · min. income ≈ HK$221,140/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,011
−HK$6,899/mo
▼ 0.25% · 3.875%
HK$113,433
−HK$3,477/mo
Today · 4.125%
HK$116,910
baseline
▲ 0.50% · 4.625%
HK$124,024
+HK$7,114/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$233,820/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,387
−HK$6,612/mo
▼ 0.25% · 3.875%
HK$125,669
−HK$3,330/mo
Today · 4.125%
HK$128,999
baseline
▲ 0.50% · 4.625%
HK$135,798
+HK$6,799/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$257,998/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,443
−HK$8,870/mo
▼ 0.25% · 3.875%
HK$145,843
−HK$4,470/mo
Today · 4.125%
HK$150,313
baseline
▲ 0.50% · 4.625%
HK$159,459
+HK$9,146/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$300,626/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,354
−HK$8,502/mo
▼ 0.25% · 3.875%
HK$161,574
−HK$4,282/mo
Today · 4.125%
HK$165,856
baseline
▲ 0.50% · 4.625%
HK$174,598
+HK$8,742/mo
Deposit HK$3.45M · loan HK$31.01M · min. income ≈ HK$331,712/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,587 · Scale 2, in force from 26 Feb 2026)