LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,583
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$81,027
−HK$2,483/mo
Today · 4.125%
HK$83,510
baseline
▲ 0.50% · 4.625%
HK$88,592
+HK$5,082/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$167,020/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,464,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,422
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$89,767
−HK$2,379/mo
Today · 4.125%
HK$92,146
baseline
▲ 0.50% · 4.625%
HK$97,003
+HK$4,857/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$184,292/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,464,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,299
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$97,232
−HK$2,981/mo
Today · 4.125%
HK$100,213
baseline
▲ 0.50% · 4.625%
HK$106,310
+HK$6,097/mo
Deposit HK$13.78M · loan HK$20.68M · min. income ≈ HK$200,426/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,907
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$107,720
−HK$2,855/mo
Today · 4.125%
HK$110,575
baseline
▲ 0.50% · 4.625%
HK$116,403
+HK$5,828/mo
Deposit HK$13.78M · loan HK$20.68M · min. income ≈ HK$221,150/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,016
−HK$6,899/mo
▼ 0.25% · 3.875%
HK$113,438
−HK$3,477/mo
Today · 4.125%
HK$116,915
baseline
▲ 0.50% · 4.625%
HK$124,029
+HK$7,114/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$233,830/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,391
−HK$6,613/mo
▼ 0.25% · 3.875%
HK$125,674
−HK$3,330/mo
Today · 4.125%
HK$129,004
baseline
▲ 0.50% · 4.625%
HK$135,804
+HK$6,800/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$258,008/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,449
−HK$8,870/mo
▼ 0.25% · 3.875%
HK$145,849
−HK$4,470/mo
Today · 4.125%
HK$150,319
baseline
▲ 0.50% · 4.625%
HK$159,465
+HK$9,146/mo
Deposit HK$3.45M · loan HK$31.02M · min. income ≈ HK$300,638/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,360
−HK$8,502/mo
▼ 0.25% · 3.875%
HK$161,581
−HK$4,281/mo
Today · 4.125%
HK$165,862
baseline
▲ 0.50% · 4.625%
HK$174,605
+HK$8,743/mo
Deposit HK$3.45M · loan HK$31.02M · min. income ≈ HK$331,724/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,644 · Scale 2, in force from 26 Feb 2026)