LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,584
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$81,028
−HK$2,484/mo
Today · 4.125%
HK$83,512
baseline
▲ 0.50% · 4.625%
HK$88,593
+HK$5,081/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$167,024/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,464,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,424
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,769
−HK$2,378/mo
Today · 4.125%
HK$92,147
baseline
▲ 0.50% · 4.625%
HK$97,004
+HK$4,857/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$184,294/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,464,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,301
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$97,234
−HK$2,980/mo
Today · 4.125%
HK$100,214
baseline
▲ 0.50% · 4.625%
HK$106,312
+HK$6,098/mo
Deposit HK$13.79M · loan HK$20.68M · min. income ≈ HK$200,428/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,909
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$107,722
−HK$2,855/mo
Today · 4.125%
HK$110,577
baseline
▲ 0.50% · 4.625%
HK$116,405
+HK$5,828/mo
Deposit HK$13.79M · loan HK$20.68M · min. income ≈ HK$221,154/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,018
−HK$6,899/mo
▼ 0.25% · 3.875%
HK$113,440
−HK$3,477/mo
Today · 4.125%
HK$116,917
baseline
▲ 0.50% · 4.625%
HK$124,031
+HK$7,114/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$233,834/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,394
−HK$6,612/mo
▼ 0.25% · 3.875%
HK$125,676
−HK$3,330/mo
Today · 4.125%
HK$129,006
baseline
▲ 0.50% · 4.625%
HK$135,806
+HK$6,800/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$258,012/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,451
−HK$8,871/mo
▼ 0.25% · 3.875%
HK$145,851
−HK$4,471/mo
Today · 4.125%
HK$150,322
baseline
▲ 0.50% · 4.625%
HK$159,468
+HK$9,146/mo
Deposit HK$3.45M · loan HK$31.02M · min. income ≈ HK$300,644/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,363
−HK$8,502/mo
▼ 0.25% · 3.875%
HK$161,584
−HK$4,281/mo
Today · 4.125%
HK$165,865
baseline
▲ 0.50% · 4.625%
HK$174,608
+HK$8,743/mo
Deposit HK$3.45M · loan HK$31.02M · min. income ≈ HK$331,730/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,670 · Scale 2, in force from 26 Feb 2026)