LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,585
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$81,029
−HK$2,484/mo
Today · 4.125%
HK$83,513
baseline
▲ 0.50% · 4.625%
HK$88,594
+HK$5,081/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$167,026/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,464,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,425
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,769
−HK$2,379/mo
Today · 4.125%
HK$92,148
baseline
▲ 0.50% · 4.625%
HK$97,005
+HK$4,857/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$184,296/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,464,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,302
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$97,235
−HK$2,980/mo
Today · 4.125%
HK$100,215
baseline
▲ 0.50% · 4.625%
HK$106,313
+HK$6,098/mo
Deposit HK$13.79M · loan HK$20.68M · min. income ≈ HK$200,430/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,910
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$107,723
−HK$2,855/mo
Today · 4.125%
HK$110,578
baseline
▲ 0.50% · 4.625%
HK$116,406
+HK$5,828/mo
Deposit HK$13.79M · loan HK$20.68M · min. income ≈ HK$221,156/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,019
−HK$6,899/mo
▼ 0.25% · 3.875%
HK$113,441
−HK$3,477/mo
Today · 4.125%
HK$116,918
baseline
▲ 0.50% · 4.625%
HK$124,032
+HK$7,114/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$233,836/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,395
−HK$6,612/mo
▼ 0.25% · 3.875%
HK$125,677
−HK$3,330/mo
Today · 4.125%
HK$129,007
baseline
▲ 0.50% · 4.625%
HK$135,807
+HK$6,800/mo
Deposit HK$10.34M · loan HK$24.12M · min. income ≈ HK$258,014/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,453
−HK$8,870/mo
▼ 0.25% · 3.875%
HK$145,852
−HK$4,471/mo
Today · 4.125%
HK$150,323
baseline
▲ 0.50% · 4.625%
HK$159,470
+HK$9,147/mo
Deposit HK$3.45M · loan HK$31.02M · min. income ≈ HK$300,646/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,365
−HK$8,501/mo
▼ 0.25% · 3.875%
HK$161,585
−HK$4,281/mo
Today · 4.125%
HK$165,866
baseline
▲ 0.50% · 4.625%
HK$174,609
+HK$8,743/mo
Deposit HK$3.45M · loan HK$31.02M · min. income ≈ HK$331,732/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,683 · Scale 2, in force from 26 Feb 2026)