LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,590
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$81,034
−HK$2,484/mo
Today · 4.125%
HK$83,518
baseline
▲ 0.50% · 4.625%
HK$88,600
+HK$5,082/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$167,036/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,464,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,430
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$89,775
−HK$2,379/mo
Today · 4.125%
HK$92,154
baseline
▲ 0.50% · 4.625%
HK$97,011
+HK$4,857/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$184,308/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,464,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,308
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$97,241
−HK$2,981/mo
Today · 4.125%
HK$100,222
baseline
▲ 0.50% · 4.625%
HK$106,320
+HK$6,098/mo
Deposit HK$13.79M · loan HK$20.68M · min. income ≈ HK$200,444/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,916
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$107,730
−HK$2,855/mo
Today · 4.125%
HK$110,585
baseline
▲ 0.50% · 4.625%
HK$116,414
+HK$5,829/mo
Deposit HK$13.79M · loan HK$20.68M · min. income ≈ HK$221,170/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,026
−HK$6,899/mo
▼ 0.25% · 3.875%
HK$113,448
−HK$3,477/mo
Today · 4.125%
HK$116,925
baseline
▲ 0.50% · 4.625%
HK$124,040
+HK$7,115/mo
Deposit HK$10.34M · loan HK$24.13M · min. income ≈ HK$233,850/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,402
−HK$6,613/mo
▼ 0.25% · 3.875%
HK$125,685
−HK$3,330/mo
Today · 4.125%
HK$129,015
baseline
▲ 0.50% · 4.625%
HK$135,816
+HK$6,801/mo
Deposit HK$10.34M · loan HK$24.13M · min. income ≈ HK$258,030/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,464,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,461
−HK$8,871/mo
▼ 0.25% · 3.875%
HK$145,862
−HK$4,470/mo
Today · 4.125%
HK$150,332
baseline
▲ 0.50% · 4.625%
HK$159,480
+HK$9,148/mo
Deposit HK$3.45M · loan HK$31.02M · min. income ≈ HK$300,664/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,374
−HK$8,503/mo
▼ 0.25% · 3.875%
HK$161,595
−HK$4,282/mo
Today · 4.125%
HK$165,877
baseline
▲ 0.50% · 4.625%
HK$174,620
+HK$8,743/mo
Deposit HK$3.45M · loan HK$31.02M · min. income ≈ HK$331,754/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,774 · Scale 2, in force from 26 Feb 2026)