LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,595
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$81,039
−HK$2,484/mo
Today · 4.125%
HK$83,523
baseline
▲ 0.50% · 4.625%
HK$88,605
+HK$5,082/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$167,046/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,464,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,436
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$89,781
−HK$2,379/mo
Today · 4.125%
HK$92,160
baseline
▲ 0.50% · 4.625%
HK$97,017
+HK$4,857/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$184,320/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,464,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,314
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$97,247
−HK$2,981/mo
Today · 4.125%
HK$100,228
baseline
▲ 0.50% · 4.625%
HK$106,326
+HK$6,098/mo
Deposit HK$13.79M · loan HK$20.68M · min. income ≈ HK$200,456/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,923
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$107,737
−HK$2,855/mo
Today · 4.125%
HK$110,592
baseline
▲ 0.50% · 4.625%
HK$116,421
+HK$5,829/mo
Deposit HK$13.79M · loan HK$20.68M · min. income ≈ HK$221,184/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,032
−HK$6,900/mo
▼ 0.25% · 3.875%
HK$113,455
−HK$3,477/mo
Today · 4.125%
HK$116,932
baseline
▲ 0.50% · 4.625%
HK$124,048
+HK$7,116/mo
Deposit HK$10.34M · loan HK$24.13M · min. income ≈ HK$233,864/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,464,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,410
−HK$6,613/mo
▼ 0.25% · 3.875%
HK$125,693
−HK$3,330/mo
Today · 4.125%
HK$129,023
baseline
▲ 0.50% · 4.625%
HK$135,824
+HK$6,801/mo
Deposit HK$10.34M · loan HK$24.13M · min. income ≈ HK$258,046/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,464,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,470
−HK$8,872/mo
▼ 0.25% · 3.875%
HK$145,871
−HK$4,471/mo
Today · 4.125%
HK$150,342
baseline
▲ 0.50% · 4.625%
HK$159,490
+HK$9,148/mo
Deposit HK$3.45M · loan HK$31.02M · min. income ≈ HK$300,684/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,384
−HK$8,503/mo
▼ 0.25% · 3.875%
HK$161,605
−HK$4,282/mo
Today · 4.125%
HK$165,887
baseline
▲ 0.50% · 4.625%
HK$174,631
+HK$8,744/mo
Deposit HK$3.45M · loan HK$31.02M · min. income ≈ HK$331,774/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,867 · Scale 2, in force from 26 Feb 2026)