LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,599
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$81,044
−HK$2,484/mo
Today · 4.125%
HK$83,528
baseline
▲ 0.50% · 4.625%
HK$88,611
+HK$5,083/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$167,056/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,464,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,441
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$89,786
−HK$2,379/mo
Today · 4.125%
HK$92,165
baseline
▲ 0.50% · 4.625%
HK$97,023
+HK$4,858/mo
Deposit HK$17.23M · loan HK$17.23M · min. income ≈ HK$184,330/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,464,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,319
−HK$5,915/mo
▼ 0.25% · 3.875%
HK$97,253
−HK$2,981/mo
Today · 4.125%
HK$100,234
baseline
▲ 0.50% · 4.625%
HK$106,333
+HK$6,099/mo
Deposit HK$13.79M · loan HK$20.68M · min. income ≈ HK$200,468/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,929
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$107,744
−HK$2,854/mo
Today · 4.125%
HK$110,598
baseline
▲ 0.50% · 4.625%
HK$116,428
+HK$5,830/mo
Deposit HK$13.79M · loan HK$20.68M · min. income ≈ HK$221,196/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,464,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,039
−HK$6,901/mo
▼ 0.25% · 3.875%
HK$113,462
−HK$3,478/mo
Today · 4.125%
HK$116,940
baseline
▲ 0.50% · 4.625%
HK$124,055
+HK$7,115/mo
Deposit HK$10.34M · loan HK$24.13M · min. income ≈ HK$233,880/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,464,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,418
−HK$6,613/mo
▼ 0.25% · 3.875%
HK$125,701
−HK$3,330/mo
Today · 4.125%
HK$129,031
baseline
▲ 0.50% · 4.625%
HK$135,833
+HK$6,802/mo
Deposit HK$10.34M · loan HK$24.13M · min. income ≈ HK$258,062/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,464,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,479
−HK$8,872/mo
▼ 0.25% · 3.875%
HK$145,880
−HK$4,471/mo
Today · 4.125%
HK$150,351
baseline
▲ 0.50% · 4.625%
HK$159,500
+HK$9,149/mo
Deposit HK$3.45M · loan HK$31.02M · min. income ≈ HK$300,702/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,394
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$161,615
−HK$4,283/mo
Today · 4.125%
HK$165,898
baseline
▲ 0.50% · 4.625%
HK$174,642
+HK$8,744/mo
Deposit HK$3.45M · loan HK$31.02M · min. income ≈ HK$331,796/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,464,958 · Scale 2, in force from 26 Feb 2026)