LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,605
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$81,050
−HK$2,484/mo
Today · 4.125%
HK$83,534
baseline
▲ 0.50% · 4.625%
HK$88,617
+HK$5,083/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$167,068/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,465,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,447
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$89,792
−HK$2,379/mo
Today · 4.125%
HK$92,171
baseline
▲ 0.50% · 4.625%
HK$97,030
+HK$4,859/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$184,342/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,465,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,325
−HK$5,915/mo
▼ 0.25% · 3.875%
HK$97,260
−HK$2,980/mo
Today · 4.125%
HK$100,240
baseline
▲ 0.50% · 4.625%
HK$106,340
+HK$6,100/mo
Deposit HK$13.79M · loan HK$20.68M · min. income ≈ HK$200,480/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,465,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,936
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$107,750
−HK$2,855/mo
Today · 4.125%
HK$110,605
baseline
▲ 0.50% · 4.625%
HK$116,436
+HK$5,831/mo
Deposit HK$13.79M · loan HK$20.68M · min. income ≈ HK$221,210/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,465,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,046
−HK$6,901/mo
▼ 0.25% · 3.875%
HK$113,469
−HK$3,478/mo
Today · 4.125%
HK$116,947
baseline
▲ 0.50% · 4.625%
HK$124,063
+HK$7,116/mo
Deposit HK$10.34M · loan HK$24.13M · min. income ≈ HK$233,894/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,425
−HK$6,615/mo
▼ 0.25% · 3.875%
HK$125,709
−HK$3,331/mo
Today · 4.125%
HK$129,040
baseline
▲ 0.50% · 4.625%
HK$135,842
+HK$6,802/mo
Deposit HK$10.34M · loan HK$24.13M · min. income ≈ HK$258,080/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,488
−HK$8,873/mo
▼ 0.25% · 3.875%
HK$145,889
−HK$4,472/mo
Today · 4.125%
HK$150,361
baseline
▲ 0.50% · 4.625%
HK$159,510
+HK$9,149/mo
Deposit HK$3.45M · loan HK$31.02M · min. income ≈ HK$300,722/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,404
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$161,626
−HK$4,282/mo
Today · 4.125%
HK$165,908
baseline
▲ 0.50% · 4.625%
HK$174,653
+HK$8,745/mo
Deposit HK$3.45M · loan HK$31.02M · min. income ≈ HK$331,816/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,052 · Scale 2, in force from 26 Feb 2026)