LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,606
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,051
−HK$2,485/mo
Today · 4.125%
HK$83,536
baseline
▲ 0.50% · 4.625%
HK$88,618
+HK$5,082/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$167,072/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,465,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,449
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$89,794
−HK$2,379/mo
Today · 4.125%
HK$92,173
baseline
▲ 0.50% · 4.625%
HK$97,032
+HK$4,859/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$184,346/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,465,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,327
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$97,262
−HK$2,981/mo
Today · 4.125%
HK$100,243
baseline
▲ 0.50% · 4.625%
HK$106,342
+HK$6,099/mo
Deposit HK$13.79M · loan HK$20.68M · min. income ≈ HK$200,486/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,465,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,938
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$107,753
−HK$2,855/mo
Today · 4.125%
HK$110,608
baseline
▲ 0.50% · 4.625%
HK$116,438
+HK$5,830/mo
Deposit HK$13.79M · loan HK$20.68M · min. income ≈ HK$221,216/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,465,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,049
−HK$6,901/mo
▼ 0.25% · 3.875%
HK$113,472
−HK$3,478/mo
Today · 4.125%
HK$116,950
baseline
▲ 0.50% · 4.625%
HK$124,066
+HK$7,116/mo
Deposit HK$10.34M · loan HK$24.13M · min. income ≈ HK$233,900/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,428
−HK$6,614/mo
▼ 0.25% · 3.875%
HK$125,712
−HK$3,330/mo
Today · 4.125%
HK$129,042
baseline
▲ 0.50% · 4.625%
HK$135,844
+HK$6,802/mo
Deposit HK$10.34M · loan HK$24.13M · min. income ≈ HK$258,084/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,491
−HK$8,873/mo
▼ 0.25% · 3.875%
HK$145,892
−HK$4,472/mo
Today · 4.125%
HK$150,364
baseline
▲ 0.50% · 4.625%
HK$159,513
+HK$9,149/mo
Deposit HK$3.45M · loan HK$31.03M · min. income ≈ HK$300,728/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,408
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$161,629
−HK$4,283/mo
Today · 4.125%
HK$165,912
baseline
▲ 0.50% · 4.625%
HK$174,657
+HK$8,745/mo
Deposit HK$3.45M · loan HK$31.03M · min. income ≈ HK$331,824/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,083 · Scale 2, in force from 26 Feb 2026)