LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,614
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,059
−HK$2,485/mo
Today · 4.125%
HK$83,544
baseline
▲ 0.50% · 4.625%
HK$88,627
+HK$5,083/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$167,088/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,465,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,457
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$89,803
−HK$2,379/mo
Today · 4.125%
HK$92,182
baseline
▲ 0.50% · 4.625%
HK$97,041
+HK$4,859/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$184,364/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,465,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,337
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$97,271
−HK$2,982/mo
Today · 4.125%
HK$100,253
baseline
▲ 0.50% · 4.625%
HK$106,353
+HK$6,100/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$200,506/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,949
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$107,763
−HK$2,856/mo
Today · 4.125%
HK$110,619
baseline
▲ 0.50% · 4.625%
HK$116,450
+HK$5,831/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$221,238/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,060
−HK$6,901/mo
▼ 0.25% · 3.875%
HK$113,483
−HK$3,478/mo
Today · 4.125%
HK$116,961
baseline
▲ 0.50% · 4.625%
HK$124,078
+HK$7,117/mo
Deposit HK$10.34M · loan HK$24.13M · min. income ≈ HK$233,922/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,440
−HK$6,615/mo
▼ 0.25% · 3.875%
HK$125,724
−HK$3,331/mo
Today · 4.125%
HK$129,055
baseline
▲ 0.50% · 4.625%
HK$135,858
+HK$6,803/mo
Deposit HK$10.34M · loan HK$24.13M · min. income ≈ HK$258,110/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,505
−HK$8,874/mo
▼ 0.25% · 3.875%
HK$145,907
−HK$4,472/mo
Today · 4.125%
HK$150,379
baseline
▲ 0.50% · 4.625%
HK$159,529
+HK$9,150/mo
Deposit HK$3.45M · loan HK$31.03M · min. income ≈ HK$300,758/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,423
−HK$8,505/mo
▼ 0.25% · 3.875%
HK$161,645
−HK$4,283/mo
Today · 4.125%
HK$165,928
baseline
▲ 0.50% · 4.625%
HK$174,674
+HK$8,746/mo
Deposit HK$3.45M · loan HK$31.03M · min. income ≈ HK$331,856/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,228 · Scale 2, in force from 26 Feb 2026)