LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,619
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,065
−HK$2,484/mo
Today · 4.125%
HK$83,549
baseline
▲ 0.50% · 4.625%
HK$88,633
+HK$5,084/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$167,098/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,465,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,463
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$89,809
−HK$2,379/mo
Today · 4.125%
HK$92,188
baseline
▲ 0.50% · 4.625%
HK$97,048
+HK$4,860/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$184,376/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,465,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,343
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$97,278
−HK$2,981/mo
Today · 4.125%
HK$100,259
baseline
▲ 0.50% · 4.625%
HK$106,360
+HK$6,101/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$200,518/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,956
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$107,770
−HK$2,856/mo
Today · 4.125%
HK$110,626
baseline
▲ 0.50% · 4.625%
HK$116,457
+HK$5,831/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$221,252/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,067
−HK$6,902/mo
▼ 0.25% · 3.875%
HK$113,490
−HK$3,479/mo
Today · 4.125%
HK$116,969
baseline
▲ 0.50% · 4.625%
HK$124,086
+HK$7,117/mo
Deposit HK$10.34M · loan HK$24.13M · min. income ≈ HK$233,938/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,448
−HK$6,616/mo
▼ 0.25% · 3.875%
HK$125,732
−HK$3,332/mo
Today · 4.125%
HK$129,064
baseline
▲ 0.50% · 4.625%
HK$135,867
+HK$6,803/mo
Deposit HK$10.34M · loan HK$24.13M · min. income ≈ HK$258,128/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,514
−HK$8,875/mo
▼ 0.25% · 3.875%
HK$145,916
−HK$4,473/mo
Today · 4.125%
HK$150,389
baseline
▲ 0.50% · 4.625%
HK$159,539
+HK$9,150/mo
Deposit HK$3.45M · loan HK$31.03M · min. income ≈ HK$300,778/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,433
−HK$8,506/mo
▼ 0.25% · 3.875%
HK$161,656
−HK$4,283/mo
Today · 4.125%
HK$165,939
baseline
▲ 0.50% · 4.625%
HK$174,686
+HK$8,747/mo
Deposit HK$3.45M · loan HK$31.03M · min. income ≈ HK$331,878/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,323 · Scale 2, in force from 26 Feb 2026)