LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,631
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,077
−HK$2,485/mo
Today · 4.125%
HK$83,562
baseline
▲ 0.50% · 4.625%
HK$88,646
+HK$5,084/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$167,124/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,476
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$89,822
−HK$2,380/mo
Today · 4.125%
HK$92,202
baseline
▲ 0.50% · 4.625%
HK$97,062
+HK$4,860/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$184,404/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,357
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,292
−HK$2,982/mo
Today · 4.125%
HK$100,274
baseline
▲ 0.50% · 4.625%
HK$106,375
+HK$6,101/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$200,548/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,971
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,786
−HK$2,856/mo
Today · 4.125%
HK$110,642
baseline
▲ 0.50% · 4.625%
HK$116,474
+HK$5,832/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$221,284/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,083
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$113,507
−HK$3,479/mo
Today · 4.125%
HK$116,986
baseline
▲ 0.50% · 4.625%
HK$124,104
+HK$7,118/mo
Deposit HK$10.34M · loan HK$24.14M · min. income ≈ HK$233,972/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,466
−HK$6,617/mo
▼ 0.25% · 3.875%
HK$125,751
−HK$3,332/mo
Today · 4.125%
HK$129,083
baseline
▲ 0.50% · 4.625%
HK$135,887
+HK$6,804/mo
Deposit HK$10.34M · loan HK$24.14M · min. income ≈ HK$258,166/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,535
−HK$8,876/mo
▼ 0.25% · 3.875%
HK$145,938
−HK$4,473/mo
Today · 4.125%
HK$150,411
baseline
▲ 0.50% · 4.625%
HK$159,563
+HK$9,152/mo
Deposit HK$3.45M · loan HK$31.03M · min. income ≈ HK$300,822/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,457
−HK$8,506/mo
▼ 0.25% · 3.875%
HK$161,679
−HK$4,284/mo
Today · 4.125%
HK$165,963
baseline
▲ 0.50% · 4.625%
HK$174,712
+HK$8,749/mo
Deposit HK$3.45M · loan HK$31.03M · min. income ≈ HK$331,926/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,539 · Scale 2, in force from 26 Feb 2026)