LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,632
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,078
−HK$2,485/mo
Today · 4.125%
HK$83,563
baseline
▲ 0.50% · 4.625%
HK$88,648
+HK$5,085/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$167,126/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,478
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$89,824
−HK$2,380/mo
Today · 4.125%
HK$92,204
baseline
▲ 0.50% · 4.625%
HK$97,064
+HK$4,860/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$184,408/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,359
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,294
−HK$2,982/mo
Today · 4.125%
HK$100,276
baseline
▲ 0.50% · 4.625%
HK$106,377
+HK$6,101/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$200,552/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,973
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,788
−HK$2,856/mo
Today · 4.125%
HK$110,644
baseline
▲ 0.50% · 4.625%
HK$116,477
+HK$5,833/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$221,288/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,085
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$113,509
−HK$3,479/mo
Today · 4.125%
HK$116,988
baseline
▲ 0.50% · 4.625%
HK$124,107
+HK$7,119/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$233,976/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,469
−HK$6,616/mo
▼ 0.25% · 3.875%
HK$125,753
−HK$3,332/mo
Today · 4.125%
HK$129,085
baseline
▲ 0.50% · 4.625%
HK$135,889
+HK$6,804/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$258,170/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,538
−HK$8,876/mo
▼ 0.25% · 3.875%
HK$145,941
−HK$4,473/mo
Today · 4.125%
HK$150,414
baseline
▲ 0.50% · 4.625%
HK$159,566
+HK$9,152/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$300,828/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,460
−HK$8,507/mo
▼ 0.25% · 3.875%
HK$161,683
−HK$4,284/mo
Today · 4.125%
HK$165,967
baseline
▲ 0.50% · 4.625%
HK$174,715
+HK$8,748/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$331,934/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,568 · Scale 2, in force from 26 Feb 2026)