LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,634
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,079
−HK$2,486/mo
Today · 4.125%
HK$83,565
baseline
▲ 0.50% · 4.625%
HK$88,649
+HK$5,084/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$167,130/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,479
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$89,825
−HK$2,380/mo
Today · 4.125%
HK$92,205
baseline
▲ 0.50% · 4.625%
HK$97,065
+HK$4,860/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$184,410/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,360
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,295
−HK$2,982/mo
Today · 4.125%
HK$100,277
baseline
▲ 0.50% · 4.625%
HK$106,379
+HK$6,102/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$200,554/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,975
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,790
−HK$2,856/mo
Today · 4.125%
HK$110,646
baseline
▲ 0.50% · 4.625%
HK$116,479
+HK$5,833/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$221,292/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,087
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$113,511
−HK$3,479/mo
Today · 4.125%
HK$116,990
baseline
▲ 0.50% · 4.625%
HK$124,109
+HK$7,119/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$233,980/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,471
−HK$6,616/mo
▼ 0.25% · 3.875%
HK$125,755
−HK$3,332/mo
Today · 4.125%
HK$129,087
baseline
▲ 0.50% · 4.625%
HK$135,892
+HK$6,805/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$258,174/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,540
−HK$8,876/mo
▼ 0.25% · 3.875%
HK$145,943
−HK$4,473/mo
Today · 4.125%
HK$150,416
baseline
▲ 0.50% · 4.625%
HK$159,569
+HK$9,153/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$300,832/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,462
−HK$8,507/mo
▼ 0.25% · 3.875%
HK$161,685
−HK$4,284/mo
Today · 4.125%
HK$165,969
baseline
▲ 0.50% · 4.625%
HK$174,718
+HK$8,749/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$331,938/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,592 · Scale 2, in force from 26 Feb 2026)