LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,635
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,081
−HK$2,485/mo
Today · 4.125%
HK$83,566
baseline
▲ 0.50% · 4.625%
HK$88,651
+HK$5,085/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$167,132/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,481
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$89,827
−HK$2,380/mo
Today · 4.125%
HK$92,207
baseline
▲ 0.50% · 4.625%
HK$97,068
+HK$4,861/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$184,414/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,362
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,297
−HK$2,983/mo
Today · 4.125%
HK$100,280
baseline
▲ 0.50% · 4.625%
HK$106,381
+HK$6,101/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$200,560/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,977
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,792
−HK$2,857/mo
Today · 4.125%
HK$110,649
baseline
▲ 0.50% · 4.625%
HK$116,481
+HK$5,832/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$221,298/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,089
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$113,514
−HK$3,479/mo
Today · 4.125%
HK$116,993
baseline
▲ 0.50% · 4.625%
HK$124,112
+HK$7,119/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$233,986/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,473
−HK$6,617/mo
▼ 0.25% · 3.875%
HK$125,758
−HK$3,332/mo
Today · 4.125%
HK$129,090
baseline
▲ 0.50% · 4.625%
HK$135,895
+HK$6,805/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$258,180/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,543
−HK$8,876/mo
▼ 0.25% · 3.875%
HK$145,946
−HK$4,473/mo
Today · 4.125%
HK$150,419
baseline
▲ 0.50% · 4.625%
HK$159,572
+HK$9,153/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$300,838/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,466
−HK$8,507/mo
▼ 0.25% · 3.875%
HK$161,689
−HK$4,284/mo
Today · 4.125%
HK$165,973
baseline
▲ 0.50% · 4.625%
HK$174,722
+HK$8,749/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$331,946/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,623 · Scale 2, in force from 26 Feb 2026)