LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,637
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,083
−HK$2,485/mo
Today · 4.125%
HK$83,568
baseline
▲ 0.50% · 4.625%
HK$88,653
+HK$5,085/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$167,136/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,482
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,829
−HK$2,380/mo
Today · 4.125%
HK$92,209
baseline
▲ 0.50% · 4.625%
HK$97,069
+HK$4,860/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$184,418/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,364
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,299
−HK$2,982/mo
Today · 4.125%
HK$100,281
baseline
▲ 0.50% · 4.625%
HK$106,383
+HK$6,102/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$200,562/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,979
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,794
−HK$2,857/mo
Today · 4.125%
HK$110,651
baseline
▲ 0.50% · 4.625%
HK$116,483
+HK$5,832/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$221,302/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,091
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$113,516
−HK$3,479/mo
Today · 4.125%
HK$116,995
baseline
▲ 0.50% · 4.625%
HK$124,114
+HK$7,119/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$233,990/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,475
−HK$6,617/mo
▼ 0.25% · 3.875%
HK$125,760
−HK$3,332/mo
Today · 4.125%
HK$129,092
baseline
▲ 0.50% · 4.625%
HK$135,897
+HK$6,805/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$258,184/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,546
−HK$8,876/mo
▼ 0.25% · 3.875%
HK$145,949
−HK$4,473/mo
Today · 4.125%
HK$150,422
baseline
▲ 0.50% · 4.625%
HK$159,575
+HK$9,153/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$300,844/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,468
−HK$8,508/mo
▼ 0.25% · 3.875%
HK$161,692
−HK$4,284/mo
Today · 4.125%
HK$165,976
baseline
▲ 0.50% · 4.625%
HK$174,725
+HK$8,749/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$331,952/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,649 · Scale 2, in force from 26 Feb 2026)