LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,638
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,084
−HK$2,486/mo
Today · 4.125%
HK$83,570
baseline
▲ 0.50% · 4.625%
HK$88,655
+HK$5,085/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$167,140/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,484
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,831
−HK$2,380/mo
Today · 4.125%
HK$92,211
baseline
▲ 0.50% · 4.625%
HK$97,071
+HK$4,860/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$184,422/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,366
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,301
−HK$2,982/mo
Today · 4.125%
HK$100,283
baseline
▲ 0.50% · 4.625%
HK$106,385
+HK$6,102/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$200,566/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,981
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,797
−HK$2,856/mo
Today · 4.125%
HK$110,653
baseline
▲ 0.50% · 4.625%
HK$116,486
+HK$5,833/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$221,306/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,094
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$113,518
−HK$3,479/mo
Today · 4.125%
HK$116,997
baseline
▲ 0.50% · 4.625%
HK$124,116
+HK$7,119/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$233,994/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,478
−HK$6,617/mo
▼ 0.25% · 3.875%
HK$125,763
−HK$3,332/mo
Today · 4.125%
HK$129,095
baseline
▲ 0.50% · 4.625%
HK$135,900
+HK$6,805/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$258,190/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,549
−HK$8,876/mo
▼ 0.25% · 3.875%
HK$145,952
−HK$4,473/mo
Today · 4.125%
HK$150,425
baseline
▲ 0.50% · 4.625%
HK$159,578
+HK$9,153/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$300,850/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,472
−HK$8,507/mo
▼ 0.25% · 3.875%
HK$161,695
−HK$4,284/mo
Today · 4.125%
HK$165,979
baseline
▲ 0.50% · 4.625%
HK$174,728
+HK$8,749/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$331,958/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,680 · Scale 2, in force from 26 Feb 2026)