LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,639
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,085
−HK$2,486/mo
Today · 4.125%
HK$83,571
baseline
▲ 0.50% · 4.625%
HK$88,656
+HK$5,085/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$167,142/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,485
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,832
−HK$2,380/mo
Today · 4.125%
HK$92,212
baseline
▲ 0.50% · 4.625%
HK$97,073
+HK$4,861/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$184,424/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,367
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,302
−HK$2,983/mo
Today · 4.125%
HK$100,285
baseline
▲ 0.50% · 4.625%
HK$106,387
+HK$6,102/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$200,570/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,982
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,798
−HK$2,856/mo
Today · 4.125%
HK$110,654
baseline
▲ 0.50% · 4.625%
HK$116,487
+HK$5,833/mo
Deposit HK$13.79M · loan HK$20.69M · min. income ≈ HK$221,308/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,095
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$113,520
−HK$3,479/mo
Today · 4.125%
HK$116,999
baseline
▲ 0.50% · 4.625%
HK$124,118
+HK$7,119/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$233,998/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,480
−HK$6,617/mo
▼ 0.25% · 3.875%
HK$125,764
−HK$3,333/mo
Today · 4.125%
HK$129,097
baseline
▲ 0.50% · 4.625%
HK$135,902
+HK$6,805/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$258,194/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,551
−HK$8,876/mo
▼ 0.25% · 3.875%
HK$145,954
−HK$4,473/mo
Today · 4.125%
HK$150,427
baseline
▲ 0.50% · 4.625%
HK$159,580
+HK$9,153/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$300,854/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,474
−HK$8,507/mo
▼ 0.25% · 3.875%
HK$161,697
−HK$4,284/mo
Today · 4.125%
HK$165,981
baseline
▲ 0.50% · 4.625%
HK$174,731
+HK$8,750/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$331,962/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,699 · Scale 2, in force from 26 Feb 2026)