LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,644
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,090
−HK$2,485/mo
Today · 4.125%
HK$83,575
baseline
▲ 0.50% · 4.625%
HK$88,661
+HK$5,086/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$167,150/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,490
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,837
−HK$2,380/mo
Today · 4.125%
HK$92,217
baseline
▲ 0.50% · 4.625%
HK$97,078
+HK$4,861/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$184,434/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,373
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,308
−HK$2,983/mo
Today · 4.125%
HK$100,291
baseline
▲ 0.50% · 4.625%
HK$106,393
+HK$6,102/mo
Deposit HK$13.80M · loan HK$20.69M · min. income ≈ HK$200,582/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,989
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,804
−HK$2,857/mo
Today · 4.125%
HK$110,661
baseline
▲ 0.50% · 4.625%
HK$116,494
+HK$5,833/mo
Deposit HK$13.80M · loan HK$20.69M · min. income ≈ HK$221,322/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,101
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$113,526
−HK$3,480/mo
Today · 4.125%
HK$117,006
baseline
▲ 0.50% · 4.625%
HK$124,125
+HK$7,119/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$234,012/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,487
−HK$6,617/mo
▼ 0.25% · 3.875%
HK$125,772
−HK$3,332/mo
Today · 4.125%
HK$129,104
baseline
▲ 0.50% · 4.625%
HK$135,909
+HK$6,805/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$258,208/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,559
−HK$8,877/mo
▼ 0.25% · 3.875%
HK$145,962
−HK$4,474/mo
Today · 4.125%
HK$150,436
baseline
▲ 0.50% · 4.625%
HK$159,590
+HK$9,154/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$300,872/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,483
−HK$8,508/mo
▼ 0.25% · 3.875%
HK$161,706
−HK$4,285/mo
Today · 4.125%
HK$165,991
baseline
▲ 0.50% · 4.625%
HK$174,741
+HK$8,750/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$331,982/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,784 · Scale 2, in force from 26 Feb 2026)