LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,644
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,091
−HK$2,485/mo
Today · 4.125%
HK$83,576
baseline
▲ 0.50% · 4.625%
HK$88,661
+HK$5,085/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$167,152/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,491
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,837
−HK$2,381/mo
Today · 4.125%
HK$92,218
baseline
▲ 0.50% · 4.625%
HK$97,079
+HK$4,861/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$184,436/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,373
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,309
−HK$2,982/mo
Today · 4.125%
HK$100,291
baseline
▲ 0.50% · 4.625%
HK$106,394
+HK$6,103/mo
Deposit HK$13.80M · loan HK$20.69M · min. income ≈ HK$200,582/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,989
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,805
−HK$2,856/mo
Today · 4.125%
HK$110,661
baseline
▲ 0.50% · 4.625%
HK$116,495
+HK$5,834/mo
Deposit HK$13.80M · loan HK$20.69M · min. income ≈ HK$221,322/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,102
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$113,527
−HK$3,479/mo
Today · 4.125%
HK$117,006
baseline
▲ 0.50% · 4.625%
HK$124,126
+HK$7,120/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$234,012/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,487
−HK$6,618/mo
▼ 0.25% · 3.875%
HK$125,772
−HK$3,333/mo
Today · 4.125%
HK$129,105
baseline
▲ 0.50% · 4.625%
HK$135,910
+HK$6,805/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$258,210/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,560
−HK$8,877/mo
▼ 0.25% · 3.875%
HK$145,963
−HK$4,474/mo
Today · 4.125%
HK$150,437
baseline
▲ 0.50% · 4.625%
HK$159,591
+HK$9,154/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$300,874/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,484
−HK$8,508/mo
▼ 0.25% · 3.875%
HK$161,707
−HK$4,285/mo
Today · 4.125%
HK$165,992
baseline
▲ 0.50% · 4.625%
HK$174,742
+HK$8,750/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$331,984/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,793 · Scale 2, in force from 26 Feb 2026)