LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,645
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,091
−HK$2,486/mo
Today · 4.125%
HK$83,577
baseline
▲ 0.50% · 4.625%
HK$88,662
+HK$5,085/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$167,154/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,492
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$89,838
−HK$2,380/mo
Today · 4.125%
HK$92,218
baseline
▲ 0.50% · 4.625%
HK$97,079
+HK$4,861/mo
Deposit HK$17.24M · loan HK$17.24M · min. income ≈ HK$184,436/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,374
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,309
−HK$2,983/mo
Today · 4.125%
HK$100,292
baseline
▲ 0.50% · 4.625%
HK$106,394
+HK$6,102/mo
Deposit HK$13.80M · loan HK$20.69M · min. income ≈ HK$200,584/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,990
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,806
−HK$2,856/mo
Today · 4.125%
HK$110,662
baseline
▲ 0.50% · 4.625%
HK$116,495
+HK$5,833/mo
Deposit HK$13.80M · loan HK$20.69M · min. income ≈ HK$221,324/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,103
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$113,528
−HK$3,479/mo
Today · 4.125%
HK$117,007
baseline
▲ 0.50% · 4.625%
HK$124,127
+HK$7,120/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$234,014/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,488
−HK$6,618/mo
▼ 0.25% · 3.875%
HK$125,773
−HK$3,333/mo
Today · 4.125%
HK$129,106
baseline
▲ 0.50% · 4.625%
HK$135,911
+HK$6,805/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$258,212/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,561
−HK$8,877/mo
▼ 0.25% · 3.875%
HK$145,964
−HK$4,474/mo
Today · 4.125%
HK$150,438
baseline
▲ 0.50% · 4.625%
HK$159,592
+HK$9,154/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$300,876/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,485
−HK$8,508/mo
▼ 0.25% · 3.875%
HK$161,709
−HK$4,284/mo
Today · 4.125%
HK$165,993
baseline
▲ 0.50% · 4.625%
HK$174,743
+HK$8,750/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$331,986/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,803 · Scale 2, in force from 26 Feb 2026)