LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,648
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,094
−HK$2,486/mo
Today · 4.125%
HK$83,580
baseline
▲ 0.50% · 4.625%
HK$88,665
+HK$5,085/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$167,160/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,495
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,841
−HK$2,381/mo
Today · 4.125%
HK$92,222
baseline
▲ 0.50% · 4.625%
HK$97,083
+HK$4,861/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$184,444/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,377
−HK$5,919/mo
▼ 0.25% · 3.875%
HK$97,313
−HK$2,983/mo
Today · 4.125%
HK$100,296
baseline
▲ 0.50% · 4.625%
HK$106,398
+HK$6,102/mo
Deposit HK$13.80M · loan HK$20.69M · min. income ≈ HK$200,592/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,994
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,810
−HK$2,856/mo
Today · 4.125%
HK$110,666
baseline
▲ 0.50% · 4.625%
HK$116,500
+HK$5,834/mo
Deposit HK$13.80M · loan HK$20.69M · min. income ≈ HK$221,332/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,107
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$113,532
−HK$3,480/mo
Today · 4.125%
HK$117,012
baseline
▲ 0.50% · 4.625%
HK$124,131
+HK$7,119/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$234,024/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,493
−HK$6,618/mo
▼ 0.25% · 3.875%
HK$125,778
−HK$3,333/mo
Today · 4.125%
HK$129,111
baseline
▲ 0.50% · 4.625%
HK$135,916
+HK$6,805/mo
Deposit HK$10.35M · loan HK$24.14M · min. income ≈ HK$258,222/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,566
−HK$8,877/mo
▼ 0.25% · 3.875%
HK$145,970
−HK$4,473/mo
Today · 4.125%
HK$150,443
baseline
▲ 0.50% · 4.625%
HK$159,598
+HK$9,155/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$300,886/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,491
−HK$8,509/mo
▼ 0.25% · 3.875%
HK$161,715
−HK$4,285/mo
Today · 4.125%
HK$166,000
baseline
▲ 0.50% · 4.625%
HK$174,750
+HK$8,750/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$332,000/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,465,858 · Scale 2, in force from 26 Feb 2026)