LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,655
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$81,101
−HK$2,486/mo
Today · 4.125%
HK$83,587
baseline
▲ 0.50% · 4.625%
HK$88,673
+HK$5,086/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$167,174/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,502
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$89,849
−HK$2,381/mo
Today · 4.125%
HK$92,230
baseline
▲ 0.50% · 4.625%
HK$97,091
+HK$4,861/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$184,460/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,465,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,385
−HK$5,919/mo
▼ 0.25% · 3.875%
HK$97,321
−HK$2,983/mo
Today · 4.125%
HK$100,304
baseline
▲ 0.50% · 4.625%
HK$106,407
+HK$6,103/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$200,608/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,003
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$107,819
−HK$2,857/mo
Today · 4.125%
HK$110,676
baseline
▲ 0.50% · 4.625%
HK$116,510
+HK$5,834/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$221,352/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,465,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,116
−HK$6,906/mo
▼ 0.25% · 3.875%
HK$113,542
−HK$3,480/mo
Today · 4.125%
HK$117,022
baseline
▲ 0.50% · 4.625%
HK$124,142
+HK$7,120/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$234,044/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,503
−HK$6,619/mo
▼ 0.25% · 3.875%
HK$125,789
−HK$3,333/mo
Today · 4.125%
HK$129,122
baseline
▲ 0.50% · 4.625%
HK$135,928
+HK$6,806/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$258,244/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,465,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,578
−HK$8,878/mo
▼ 0.25% · 3.875%
HK$145,982
−HK$4,474/mo
Today · 4.125%
HK$150,456
baseline
▲ 0.50% · 4.625%
HK$159,611
+HK$9,155/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$300,912/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,465,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,504
−HK$8,510/mo
▼ 0.25% · 3.875%
HK$161,728
−HK$4,286/mo
Today · 4.125%
HK$166,014
baseline
▲ 0.50% · 4.625%
HK$174,765
+HK$8,751/mo
Deposit HK$3.45M · loan HK$31.04M · min. income ≈ HK$332,028/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,465,983 · Scale 2, in force from 26 Feb 2026)