LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,658
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$81,105
−HK$2,486/mo
Today · 4.125%
HK$83,591
baseline
▲ 0.50% · 4.625%
HK$88,677
+HK$5,086/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$167,182/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,466,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,507
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$89,854
−HK$2,380/mo
Today · 4.125%
HK$92,234
baseline
▲ 0.50% · 4.625%
HK$97,096
+HK$4,862/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$184,468/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,466,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,390
−HK$5,919/mo
▼ 0.25% · 3.875%
HK$97,326
−HK$2,983/mo
Today · 4.125%
HK$100,309
baseline
▲ 0.50% · 4.625%
HK$106,413
+HK$6,104/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$200,618/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,466,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,008
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$107,824
−HK$2,857/mo
Today · 4.125%
HK$110,681
baseline
▲ 0.50% · 4.625%
HK$116,515
+HK$5,834/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$221,362/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,466,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,122
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$113,547
−HK$3,480/mo
Today · 4.125%
HK$117,027
baseline
▲ 0.50% · 4.625%
HK$124,148
+HK$7,121/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$234,054/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,466,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,509
−HK$6,619/mo
▼ 0.25% · 3.875%
HK$125,795
−HK$3,333/mo
Today · 4.125%
HK$129,128
baseline
▲ 0.50% · 4.625%
HK$135,935
+HK$6,807/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$258,256/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,466,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,585
−HK$8,879/mo
▼ 0.25% · 3.875%
HK$145,989
−HK$4,475/mo
Today · 4.125%
HK$150,464
baseline
▲ 0.50% · 4.625%
HK$159,619
+HK$9,155/mo
Deposit HK$3.45M · loan HK$31.05M · min. income ≈ HK$300,928/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,512
−HK$8,510/mo
▼ 0.25% · 3.875%
HK$161,736
−HK$4,286/mo
Today · 4.125%
HK$166,022
baseline
▲ 0.50% · 4.625%
HK$174,773
+HK$8,751/mo
Deposit HK$3.45M · loan HK$31.05M · min. income ≈ HK$332,044/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,055 · Scale 2, in force from 26 Feb 2026)