LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,666
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$81,113
−HK$2,486/mo
Today · 4.125%
HK$83,599
baseline
▲ 0.50% · 4.625%
HK$88,686
+HK$5,087/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$167,198/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,515
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$89,862
−HK$2,381/mo
Today · 4.125%
HK$92,243
baseline
▲ 0.50% · 4.625%
HK$97,106
+HK$4,863/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$184,486/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,399
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$97,336
−HK$2,983/mo
Today · 4.125%
HK$100,319
baseline
▲ 0.50% · 4.625%
HK$106,423
+HK$6,104/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$200,638/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,018
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$107,835
−HK$2,857/mo
Today · 4.125%
HK$110,692
baseline
▲ 0.50% · 4.625%
HK$116,527
+HK$5,835/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$221,384/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,132
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$113,558
−HK$3,481/mo
Today · 4.125%
HK$117,039
baseline
▲ 0.50% · 4.625%
HK$124,160
+HK$7,121/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$234,078/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,521
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$125,807
−HK$3,334/mo
Today · 4.125%
HK$129,141
baseline
▲ 0.50% · 4.625%
HK$135,948
+HK$6,807/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$258,282/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,599
−HK$8,879/mo
▼ 0.25% · 3.875%
HK$146,003
−HK$4,475/mo
Today · 4.125%
HK$150,478
baseline
▲ 0.50% · 4.625%
HK$159,635
+HK$9,157/mo
Deposit HK$3.45M · loan HK$31.05M · min. income ≈ HK$300,956/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,527
−HK$8,511/mo
▼ 0.25% · 3.875%
HK$161,752
−HK$4,286/mo
Today · 4.125%
HK$166,038
baseline
▲ 0.50% · 4.625%
HK$174,790
+HK$8,752/mo
Deposit HK$3.45M · loan HK$31.05M · min. income ≈ HK$332,076/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,197 · Scale 2, in force from 26 Feb 2026)