LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,669
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$81,116
−HK$2,486/mo
Today · 4.125%
HK$83,602
baseline
▲ 0.50% · 4.625%
HK$88,690
+HK$5,088/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$167,204/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,519
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$89,866
−HK$2,381/mo
Today · 4.125%
HK$92,247
baseline
▲ 0.50% · 4.625%
HK$97,110
+HK$4,863/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$184,494/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,403
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$97,340
−HK$2,983/mo
Today · 4.125%
HK$100,323
baseline
▲ 0.50% · 4.625%
HK$106,427
+HK$6,104/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$200,646/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,022
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,839
−HK$2,858/mo
Today · 4.125%
HK$110,697
baseline
▲ 0.50% · 4.625%
HK$116,531
+HK$5,834/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$221,394/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,137
−HK$6,906/mo
▼ 0.25% · 3.875%
HK$113,563
−HK$3,480/mo
Today · 4.125%
HK$117,043
baseline
▲ 0.50% · 4.625%
HK$124,165
+HK$7,122/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$234,086/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,526
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$125,812
−HK$3,334/mo
Today · 4.125%
HK$129,146
baseline
▲ 0.50% · 4.625%
HK$135,953
+HK$6,807/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$258,292/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,605
−HK$8,879/mo
▼ 0.25% · 3.875%
HK$146,009
−HK$4,475/mo
Today · 4.125%
HK$150,484
baseline
▲ 0.50% · 4.625%
HK$159,641
+HK$9,157/mo
Deposit HK$3.45M · loan HK$31.05M · min. income ≈ HK$300,968/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,534
−HK$8,511/mo
▼ 0.25% · 3.875%
HK$161,759
−HK$4,286/mo
Today · 4.125%
HK$166,045
baseline
▲ 0.50% · 4.625%
HK$174,797
+HK$8,752/mo
Deposit HK$3.45M · loan HK$31.05M · min. income ≈ HK$332,090/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,258 · Scale 2, in force from 26 Feb 2026)