LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,671
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$81,118
−HK$2,487/mo
Today · 4.125%
HK$83,605
baseline
▲ 0.50% · 4.625%
HK$88,692
+HK$5,087/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$167,210/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,521
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,868
−HK$2,382/mo
Today · 4.125%
HK$92,250
baseline
▲ 0.50% · 4.625%
HK$97,112
+HK$4,862/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$184,500/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,406
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$97,342
−HK$2,984/mo
Today · 4.125%
HK$100,326
baseline
▲ 0.50% · 4.625%
HK$106,430
+HK$6,104/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$200,652/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,025
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$107,842
−HK$2,857/mo
Today · 4.125%
HK$110,699
baseline
▲ 0.50% · 4.625%
HK$116,535
+HK$5,836/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$221,398/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,140
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$113,566
−HK$3,481/mo
Today · 4.125%
HK$117,047
baseline
▲ 0.50% · 4.625%
HK$124,169
+HK$7,122/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$234,094/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,529
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$125,816
−HK$3,333/mo
Today · 4.125%
HK$129,149
baseline
▲ 0.50% · 4.625%
HK$135,957
+HK$6,808/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$258,298/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,608
−HK$8,880/mo
▼ 0.25% · 3.875%
HK$146,013
−HK$4,475/mo
Today · 4.125%
HK$150,488
baseline
▲ 0.50% · 4.625%
HK$159,645
+HK$9,157/mo
Deposit HK$3.45M · loan HK$31.05M · min. income ≈ HK$300,976/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,538
−HK$8,511/mo
▼ 0.25% · 3.875%
HK$161,763
−HK$4,286/mo
Today · 4.125%
HK$166,049
baseline
▲ 0.50% · 4.625%
HK$174,802
+HK$8,753/mo
Deposit HK$3.45M · loan HK$31.05M · min. income ≈ HK$332,098/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,297 · Scale 2, in force from 26 Feb 2026)