LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,675
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$81,122
−HK$2,487/mo
Today · 4.125%
HK$83,609
baseline
▲ 0.50% · 4.625%
HK$88,696
+HK$5,087/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$167,218/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,525
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,873
−HK$2,381/mo
Today · 4.125%
HK$92,254
baseline
▲ 0.50% · 4.625%
HK$97,117
+HK$4,863/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$184,508/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,410
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$97,347
−HK$2,983/mo
Today · 4.125%
HK$100,330
baseline
▲ 0.50% · 4.625%
HK$106,435
+HK$6,105/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$200,660/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,030
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,847
−HK$2,858/mo
Today · 4.125%
HK$110,705
baseline
▲ 0.50% · 4.625%
HK$116,540
+HK$5,835/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$221,410/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,145
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$113,571
−HK$3,481/mo
Today · 4.125%
HK$117,052
baseline
▲ 0.50% · 4.625%
HK$124,175
+HK$7,123/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$234,104/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,535
−HK$6,621/mo
▼ 0.25% · 3.875%
HK$125,822
−HK$3,334/mo
Today · 4.125%
HK$129,156
baseline
▲ 0.50% · 4.625%
HK$135,963
+HK$6,807/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$258,312/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,615
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$146,020
−HK$4,476/mo
Today · 4.125%
HK$150,496
baseline
▲ 0.50% · 4.625%
HK$159,653
+HK$9,157/mo
Deposit HK$3.45M · loan HK$31.05M · min. income ≈ HK$300,992/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,545
−HK$8,512/mo
▼ 0.25% · 3.875%
HK$161,771
−HK$4,286/mo
Today · 4.125%
HK$166,057
baseline
▲ 0.50% · 4.625%
HK$174,810
+HK$8,753/mo
Deposit HK$3.45M · loan HK$31.05M · min. income ≈ HK$332,114/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,366 · Scale 2, in force from 26 Feb 2026)