LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,677
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$81,124
−HK$2,486/mo
Today · 4.125%
HK$83,610
baseline
▲ 0.50% · 4.625%
HK$88,698
+HK$5,088/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$167,220/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,527
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,874
−HK$2,382/mo
Today · 4.125%
HK$92,256
baseline
▲ 0.50% · 4.625%
HK$97,119
+HK$4,863/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$184,512/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,412
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$97,349
−HK$2,983/mo
Today · 4.125%
HK$100,332
baseline
▲ 0.50% · 4.625%
HK$106,437
+HK$6,105/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$200,664/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,032
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,849
−HK$2,858/mo
Today · 4.125%
HK$110,707
baseline
▲ 0.50% · 4.625%
HK$116,542
+HK$5,835/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$221,414/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,147
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$113,573
−HK$3,481/mo
Today · 4.125%
HK$117,054
baseline
▲ 0.50% · 4.625%
HK$124,177
+HK$7,123/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$234,108/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,538
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$125,824
−HK$3,334/mo
Today · 4.125%
HK$129,158
baseline
▲ 0.50% · 4.625%
HK$135,966
+HK$6,808/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$258,316/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,618
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$146,023
−HK$4,476/mo
Today · 4.125%
HK$150,499
baseline
▲ 0.50% · 4.625%
HK$159,656
+HK$9,157/mo
Deposit HK$3.45M · loan HK$31.05M · min. income ≈ HK$300,998/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,549
−HK$8,511/mo
▼ 0.25% · 3.875%
HK$161,774
−HK$4,286/mo
Today · 4.125%
HK$166,060
baseline
▲ 0.50% · 4.625%
HK$174,814
+HK$8,754/mo
Deposit HK$3.45M · loan HK$31.05M · min. income ≈ HK$332,120/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,395 · Scale 2, in force from 26 Feb 2026)