LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,678
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$81,125
−HK$2,486/mo
Today · 4.125%
HK$83,611
baseline
▲ 0.50% · 4.625%
HK$88,699
+HK$5,088/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$167,222/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,528
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,876
−HK$2,381/mo
Today · 4.125%
HK$92,257
baseline
▲ 0.50% · 4.625%
HK$97,120
+HK$4,863/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$184,514/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,413
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,350
−HK$2,984/mo
Today · 4.125%
HK$100,334
baseline
▲ 0.50% · 4.625%
HK$106,439
+HK$6,105/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$200,668/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,034
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$107,851
−HK$2,857/mo
Today · 4.125%
HK$110,708
baseline
▲ 0.50% · 4.625%
HK$116,544
+HK$5,836/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$221,416/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,149
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$113,575
−HK$3,481/mo
Today · 4.125%
HK$117,056
baseline
▲ 0.50% · 4.625%
HK$124,179
+HK$7,123/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$234,112/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,539
−HK$6,621/mo
▼ 0.25% · 3.875%
HK$125,826
−HK$3,334/mo
Today · 4.125%
HK$129,160
baseline
▲ 0.50% · 4.625%
HK$135,968
+HK$6,808/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$258,320/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,620
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$146,025
−HK$4,476/mo
Today · 4.125%
HK$150,501
baseline
▲ 0.50% · 4.625%
HK$159,658
+HK$9,157/mo
Deposit HK$3.45M · loan HK$31.05M · min. income ≈ HK$301,002/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,551
−HK$8,512/mo
▼ 0.25% · 3.875%
HK$161,776
−HK$4,287/mo
Today · 4.125%
HK$166,063
baseline
▲ 0.50% · 4.625%
HK$174,816
+HK$8,753/mo
Deposit HK$3.45M · loan HK$31.05M · min. income ≈ HK$332,126/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,414 · Scale 2, in force from 26 Feb 2026)