LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,680
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$81,128
−HK$2,486/mo
Today · 4.125%
HK$83,614
baseline
▲ 0.50% · 4.625%
HK$88,702
+HK$5,088/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$167,228/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,531
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,879
−HK$2,381/mo
Today · 4.125%
HK$92,260
baseline
▲ 0.50% · 4.625%
HK$97,123
+HK$4,863/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$184,520/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,417
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$97,353
−HK$2,984/mo
Today · 4.125%
HK$100,337
baseline
▲ 0.50% · 4.625%
HK$106,443
+HK$6,106/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$200,674/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,037
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,854
−HK$2,858/mo
Today · 4.125%
HK$110,712
baseline
▲ 0.50% · 4.625%
HK$116,548
+HK$5,836/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$221,424/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,153
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$113,579
−HK$3,481/mo
Today · 4.125%
HK$117,060
baseline
▲ 0.50% · 4.625%
HK$124,183
+HK$7,123/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$234,120/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,544
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$125,830
−HK$3,334/mo
Today · 4.125%
HK$129,164
baseline
▲ 0.50% · 4.625%
HK$135,973
+HK$6,809/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$258,328/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,625
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$146,030
−HK$4,476/mo
Today · 4.125%
HK$150,506
baseline
▲ 0.50% · 4.625%
HK$159,664
+HK$9,158/mo
Deposit HK$3.45M · loan HK$31.05M · min. income ≈ HK$301,012/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,556
−HK$8,512/mo
▼ 0.25% · 3.875%
HK$161,782
−HK$4,286/mo
Today · 4.125%
HK$166,068
baseline
▲ 0.50% · 4.625%
HK$174,822
+HK$8,754/mo
Deposit HK$3.45M · loan HK$31.05M · min. income ≈ HK$332,136/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,466 · Scale 2, in force from 26 Feb 2026)