LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,682
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$81,129
−HK$2,487/mo
Today · 4.125%
HK$83,616
baseline
▲ 0.50% · 4.625%
HK$88,704
+HK$5,088/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$167,232/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,533
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,880
−HK$2,382/mo
Today · 4.125%
HK$92,262
baseline
▲ 0.50% · 4.625%
HK$97,125
+HK$4,863/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$184,524/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,418
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,355
−HK$2,984/mo
Today · 4.125%
HK$100,339
baseline
▲ 0.50% · 4.625%
HK$106,444
+HK$6,105/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$200,678/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,039
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,856
−HK$2,858/mo
Today · 4.125%
HK$110,714
baseline
▲ 0.50% · 4.625%
HK$116,550
+HK$5,836/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$221,428/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,154
−HK$6,908/mo
▼ 0.25% · 3.875%
HK$113,581
−HK$3,481/mo
Today · 4.125%
HK$117,062
baseline
▲ 0.50% · 4.625%
HK$124,185
+HK$7,123/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$234,124/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,546
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$125,832
−HK$3,334/mo
Today · 4.125%
HK$129,166
baseline
▲ 0.50% · 4.625%
HK$135,975
+HK$6,809/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$258,332/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,627
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$146,033
−HK$4,475/mo
Today · 4.125%
HK$150,508
baseline
▲ 0.50% · 4.625%
HK$159,666
+HK$9,158/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$301,016/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,559
−HK$8,512/mo
▼ 0.25% · 3.875%
HK$161,784
−HK$4,287/mo
Today · 4.125%
HK$166,071
baseline
▲ 0.50% · 4.625%
HK$174,825
+HK$8,754/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$332,142/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,491 · Scale 2, in force from 26 Feb 2026)