LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,682
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$81,130
−HK$2,486/mo
Today · 4.125%
HK$83,616
baseline
▲ 0.50% · 4.625%
HK$88,704
+HK$5,088/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$167,232/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,533
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,881
−HK$2,381/mo
Today · 4.125%
HK$92,262
baseline
▲ 0.50% · 4.625%
HK$97,126
+HK$4,864/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$184,524/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,419
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,356
−HK$2,984/mo
Today · 4.125%
HK$100,340
baseline
▲ 0.50% · 4.625%
HK$106,445
+HK$6,105/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$200,680/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,040
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,857
−HK$2,858/mo
Today · 4.125%
HK$110,715
baseline
▲ 0.50% · 4.625%
HK$116,551
+HK$5,836/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$221,430/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,155
−HK$6,908/mo
▼ 0.25% · 3.875%
HK$113,582
−HK$3,481/mo
Today · 4.125%
HK$117,063
baseline
▲ 0.50% · 4.625%
HK$124,186
+HK$7,123/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$234,126/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,547
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$125,833
−HK$3,334/mo
Today · 4.125%
HK$129,167
baseline
▲ 0.50% · 4.625%
HK$135,976
+HK$6,809/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$258,334/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,628
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$146,034
−HK$4,476/mo
Today · 4.125%
HK$150,510
baseline
▲ 0.50% · 4.625%
HK$159,668
+HK$9,158/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$301,020/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,560
−HK$8,512/mo
▼ 0.25% · 3.875%
HK$161,786
−HK$4,286/mo
Today · 4.125%
HK$166,072
baseline
▲ 0.50% · 4.625%
HK$174,826
+HK$8,754/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$332,144/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,502 · Scale 2, in force from 26 Feb 2026)