LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,684
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$81,131
−HK$2,487/mo
Today · 4.125%
HK$83,618
baseline
▲ 0.50% · 4.625%
HK$88,706
+HK$5,088/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$167,236/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,535
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$89,883
−HK$2,381/mo
Today · 4.125%
HK$92,264
baseline
▲ 0.50% · 4.625%
HK$97,128
+HK$4,864/mo
Deposit HK$17.25M · loan HK$17.25M · min. income ≈ HK$184,528/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,421
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,358
−HK$2,984/mo
Today · 4.125%
HK$100,342
baseline
▲ 0.50% · 4.625%
HK$106,447
+HK$6,105/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$200,684/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,042
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,859
−HK$2,858/mo
Today · 4.125%
HK$110,717
baseline
▲ 0.50% · 4.625%
HK$116,553
+HK$5,836/mo
Deposit HK$13.80M · loan HK$20.70M · min. income ≈ HK$221,434/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,157
−HK$6,908/mo
▼ 0.25% · 3.875%
HK$113,584
−HK$3,481/mo
Today · 4.125%
HK$117,065
baseline
▲ 0.50% · 4.625%
HK$124,188
+HK$7,123/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$234,130/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,549
−HK$6,621/mo
▼ 0.25% · 3.875%
HK$125,836
−HK$3,334/mo
Today · 4.125%
HK$129,170
baseline
▲ 0.50% · 4.625%
HK$135,979
+HK$6,809/mo
Deposit HK$10.35M · loan HK$24.15M · min. income ≈ HK$258,340/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,631
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$146,036
−HK$4,476/mo
Today · 4.125%
HK$150,512
baseline
▲ 0.50% · 4.625%
HK$159,671
+HK$9,159/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$301,024/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,563
−HK$8,513/mo
▼ 0.25% · 3.875%
HK$161,789
−HK$4,287/mo
Today · 4.125%
HK$166,076
baseline
▲ 0.50% · 4.625%
HK$174,830
+HK$8,754/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$332,152/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,529 · Scale 2, in force from 26 Feb 2026)