LTV · monthly repayment
▼ 0.50% · 3.625%
HK$786,940
−HK$49,348/mo
▼ 0.25% · 3.875%
HK$811,418
−HK$24,870/mo
Today · 4.125%
HK$836,288
baseline
▲ 0.50% · 4.625%
HK$887,174
+HK$50,886/mo
Deposit HK$172.56M · loan HK$172.56M · min. income ≈ HK$1,672,576/mo (50% DSR)
Upfront cash ≈ HK$194.99M (deposit + AVD stamp duty HK$22,432,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$875,462
−HK$47,299/mo
▼ 0.25% · 3.875%
HK$898,942
−HK$23,819/mo
Today · 4.125%
HK$922,761
baseline
▲ 0.50% · 4.625%
HK$971,401
+HK$48,640/mo
Deposit HK$172.56M · loan HK$172.56M · min. income ≈ HK$1,845,522/mo (50% DSR)
Upfront cash ≈ HK$194.99M (deposit + AVD stamp duty HK$22,432,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$944,327
−HK$59,218/mo
▼ 0.25% · 3.875%
HK$973,701
−HK$29,844/mo
Today · 4.125%
HK$1,003,545
baseline
▲ 0.50% · 4.625%
HK$1,064,608
+HK$61,063/mo
Deposit HK$138.04M · loan HK$207.07M · min. income ≈ HK$2,007,090/mo (50% DSR)
Upfront cash ≈ HK$160.48M (deposit + AVD stamp duty HK$22,432,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,050,555
−HK$56,758/mo
▼ 0.25% · 3.875%
HK$1,078,730
−HK$28,583/mo
Today · 4.125%
HK$1,107,313
baseline
▲ 0.50% · 4.625%
HK$1,165,681
+HK$58,368/mo
Deposit HK$138.04M · loan HK$207.07M · min. income ≈ HK$2,214,626/mo (50% DSR)
Upfront cash ≈ HK$160.48M (deposit + AVD stamp duty HK$22,432,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,101,715
−HK$69,088/mo
▼ 0.25% · 3.875%
HK$1,135,985
−HK$34,818/mo
Today · 4.125%
HK$1,170,803
baseline
▲ 0.50% · 4.625%
HK$1,242,043
+HK$71,240/mo
Deposit HK$103.53M · loan HK$241.58M · min. income ≈ HK$2,341,606/mo (50% DSR)
Upfront cash ≈ HK$125.97M (deposit + AVD stamp duty HK$22,432,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,225,647
−HK$66,218/mo
▼ 0.25% · 3.875%
HK$1,258,519
−HK$33,346/mo
Today · 4.125%
HK$1,291,865
baseline
▲ 0.50% · 4.625%
HK$1,359,961
+HK$68,096/mo
Deposit HK$103.53M · loan HK$241.58M · min. income ≈ HK$2,583,730/mo (50% DSR)
Upfront cash ≈ HK$125.97M (deposit + AVD stamp duty HK$22,432,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,416,491
−HK$88,827/mo
▼ 0.25% · 3.875%
HK$1,460,552
−HK$44,766/mo
Today · 4.125%
HK$1,505,318
baseline
▲ 0.50% · 4.625%
HK$1,596,913
+HK$91,595/mo
Deposit HK$34.51M · loan HK$310.60M · min. income ≈ HK$3,010,636/mo (50% DSR)
Upfront cash ≈ HK$56.94M (deposit + AVD stamp duty HK$22,432,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,575,832
−HK$85,138/mo
▼ 0.25% · 3.875%
HK$1,618,095
−HK$42,875/mo
Today · 4.125%
HK$1,660,970
baseline
▲ 0.50% · 4.625%
HK$1,748,522
+HK$87,552/mo
Deposit HK$34.51M · loan HK$310.60M · min. income ≈ HK$3,321,940/mo (50% DSR)
Upfront cash ≈ HK$56.94M (deposit + AVD stamp duty HK$22,432,158 · Scale 2, in force from 26 Feb 2026)