LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,697
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$81,144
−HK$2,487/mo
Today · 4.125%
HK$83,631
baseline
▲ 0.50% · 4.625%
HK$88,720
+HK$5,089/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$167,262/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,549
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,897
−HK$2,382/mo
Today · 4.125%
HK$92,279
baseline
▲ 0.50% · 4.625%
HK$97,143
+HK$4,864/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$184,558/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,436
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,373
−HK$2,985/mo
Today · 4.125%
HK$100,358
baseline
▲ 0.50% · 4.625%
HK$106,464
+HK$6,106/mo
Deposit HK$13.80M · loan HK$20.71M · min. income ≈ HK$200,716/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,059
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,877
−HK$2,858/mo
Today · 4.125%
HK$110,735
baseline
▲ 0.50% · 4.625%
HK$116,572
+HK$5,837/mo
Deposit HK$13.80M · loan HK$20.71M · min. income ≈ HK$221,470/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,175
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$113,602
−HK$3,482/mo
Today · 4.125%
HK$117,084
baseline
▲ 0.50% · 4.625%
HK$124,208
+HK$7,124/mo
Deposit HK$10.35M · loan HK$24.16M · min. income ≈ HK$234,168/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,569
−HK$6,622/mo
▼ 0.25% · 3.875%
HK$125,856
−HK$3,335/mo
Today · 4.125%
HK$129,191
baseline
▲ 0.50% · 4.625%
HK$136,001
+HK$6,810/mo
Deposit HK$10.35M · loan HK$24.16M · min. income ≈ HK$258,382/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,654
−HK$8,883/mo
▼ 0.25% · 3.875%
HK$146,060
−HK$4,477/mo
Today · 4.125%
HK$150,537
baseline
▲ 0.50% · 4.625%
HK$159,696
+HK$9,159/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$301,074/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,588
−HK$8,514/mo
▼ 0.25% · 3.875%
HK$161,815
−HK$4,287/mo
Today · 4.125%
HK$166,102
baseline
▲ 0.50% · 4.625%
HK$174,858
+HK$8,756/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$332,204/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,766 · Scale 2, in force from 26 Feb 2026)