LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,697
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$81,145
−HK$2,487/mo
Today · 4.125%
HK$83,632
baseline
▲ 0.50% · 4.625%
HK$88,721
+HK$5,089/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$167,264/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,550
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,898
−HK$2,382/mo
Today · 4.125%
HK$92,280
baseline
▲ 0.50% · 4.625%
HK$97,144
+HK$4,864/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$184,560/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,436
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,374
−HK$2,984/mo
Today · 4.125%
HK$100,358
baseline
▲ 0.50% · 4.625%
HK$106,465
+HK$6,107/mo
Deposit HK$13.80M · loan HK$20.71M · min. income ≈ HK$200,716/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,059
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,877
−HK$2,858/mo
Today · 4.125%
HK$110,735
baseline
▲ 0.50% · 4.625%
HK$116,572
+HK$5,837/mo
Deposit HK$13.80M · loan HK$20.71M · min. income ≈ HK$221,470/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,176
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$113,603
−HK$3,482/mo
Today · 4.125%
HK$117,085
baseline
▲ 0.50% · 4.625%
HK$124,209
+HK$7,124/mo
Deposit HK$10.35M · loan HK$24.16M · min. income ≈ HK$234,170/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,569
−HK$6,622/mo
▼ 0.25% · 3.875%
HK$125,857
−HK$3,334/mo
Today · 4.125%
HK$129,191
baseline
▲ 0.50% · 4.625%
HK$136,001
+HK$6,810/mo
Deposit HK$10.35M · loan HK$24.16M · min. income ≈ HK$258,382/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,654
−HK$8,883/mo
▼ 0.25% · 3.875%
HK$146,061
−HK$4,476/mo
Today · 4.125%
HK$150,537
baseline
▲ 0.50% · 4.625%
HK$159,697
+HK$9,160/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$301,074/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,589
−HK$8,514/mo
▼ 0.25% · 3.875%
HK$161,816
−HK$4,287/mo
Today · 4.125%
HK$166,103
baseline
▲ 0.50% · 4.625%
HK$174,859
+HK$8,756/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$332,206/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,774 · Scale 2, in force from 26 Feb 2026)