LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,698
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$81,146
−HK$2,487/mo
Today · 4.125%
HK$83,633
baseline
▲ 0.50% · 4.625%
HK$88,722
+HK$5,089/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$167,266/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,551
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,899
−HK$2,382/mo
Today · 4.125%
HK$92,281
baseline
▲ 0.50% · 4.625%
HK$97,145
+HK$4,864/mo
Deposit HK$17.26M · loan HK$17.26M · min. income ≈ HK$184,562/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,466,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,438
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,375
−HK$2,985/mo
Today · 4.125%
HK$100,360
baseline
▲ 0.50% · 4.625%
HK$106,467
+HK$6,107/mo
Deposit HK$13.81M · loan HK$20.71M · min. income ≈ HK$200,720/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,061
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,879
−HK$2,858/mo
Today · 4.125%
HK$110,737
baseline
▲ 0.50% · 4.625%
HK$116,574
+HK$5,837/mo
Deposit HK$13.81M · loan HK$20.71M · min. income ≈ HK$221,474/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,466,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,177
−HK$6,910/mo
▼ 0.25% · 3.875%
HK$113,605
−HK$3,482/mo
Today · 4.125%
HK$117,087
baseline
▲ 0.50% · 4.625%
HK$124,211
+HK$7,124/mo
Deposit HK$10.35M · loan HK$24.16M · min. income ≈ HK$234,174/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,571
−HK$6,622/mo
▼ 0.25% · 3.875%
HK$125,859
−HK$3,334/mo
Today · 4.125%
HK$129,193
baseline
▲ 0.50% · 4.625%
HK$136,003
+HK$6,810/mo
Deposit HK$10.35M · loan HK$24.16M · min. income ≈ HK$258,386/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,466,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,657
−HK$8,883/mo
▼ 0.25% · 3.875%
HK$146,063
−HK$4,477/mo
Today · 4.125%
HK$150,540
baseline
▲ 0.50% · 4.625%
HK$159,700
+HK$9,160/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$301,080/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,592
−HK$8,514/mo
▼ 0.25% · 3.875%
HK$161,818
−HK$4,288/mo
Today · 4.125%
HK$166,106
baseline
▲ 0.50% · 4.625%
HK$174,861
+HK$8,755/mo
Deposit HK$3.45M · loan HK$31.06M · min. income ≈ HK$332,212/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$1,466,797 · Scale 2, in force from 26 Feb 2026)